A Health Savings Account (HSA) is a tax-advantage account designed to pay for medical expenses now and save for the future. It's a perfect complement to your qualified high deductible health plan, empowering you to take control of your health and finances. 

Your HSA funds roll over from year to year, helping you save for future medical expenses or even planning for your retirement. When you use your HSA for IRS qualified healthcare expenses, those withdrawals are tax-free.