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WELCOME
The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") was established pursuant to Chapter 52, Jacksonville Municipal Code in accordance with Section 159, part IV, Florida Statutes. The JFHA exists for the purpose of addressing affordable housing needs in Duval County, Florida by stimulating the construction and rehabilitation of housing through the use of public financing. The JHFA is empowered to alleviate the shortage of affordable residential housing and to provide capital for investment in such facilities for low, moderate to middle income families and persons anywhere within Duval County, Florida through the issuance of its mortgage revenue bonds (subject to legislative approval).
A seven-member board appointed by the Mayor and the City Council governs the JHFA. The JHFA has no taxing authority. The JHFA adheres to the City of Jacksonville's comprehensive Ethics Code. Please visit the City of Jacksonville's Office of Ethics, Compliance, and Oversight webpage for more information regarding ethics in city government. The JHFA has no employees and does not have a defined benefit retirement system. Click here for more information on the JHFA Board of Directors Click here for information on the JHFA Bond Team Click here for the Jacksonville Housing Finance Authority Bylaws Click here to view the Fiscal Year 2022 Budget
2025 Notice of Fund Availability and Request for Application
2025 Allocation - Local Government Support Loans
The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") announces the availability of funds and is requesting applications for the consideration of providing local government support for qualified multifamily housing developments which meet the goals of the Authority and comply with applicable federal and state law.
The Authority will continue to accept applications, which will be reviewed on a first-come, first-evaluated basis. Applications are due no later than 5:00 PM, Eastern Daylight Time, September 29, 2025.
Click here to view NOFA 2025-2 Notice of Fund Availability and Request for Applications.
Click here to view the Local Government Support Loan application.
2025 Allocation - Local Government Area of Opportunity Funding
The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") announces the availability of funds and is requesting applications for the consideration of providing local government support for qualified multifamily housing developments which meet the goals of the Authority and comply with applicable federal and state law.
The Authority will continue to accept applications, which will be reviewed on a first-come, first-evaluated basis. Applications related to FHFC RFA 2025-202 are due no later than 5:00 PM, Eastern Daylight Time, September 25, 2025.
Click here to view NOFA 2025-1 Notice of Fund Availability and Request for Applications.
Click here to view the Local Government Area of Opportunity Funding Loan application.
CALENDAR
The Jacksonville Housing Finance Authority holds regularly scheduled meetings at noon on the third Wednesday of every month at 214 North Hogan Street, 8th Floor, Jacksonville, FL 32202. The JHFA's fiscal year begins on October 1st and ends on September 30th. All meetings are open and the public is encouraged to attend.
Click here for a webpage list of the 2026 JHFA Board Meeting dates
Click here for a printable pdf 2026 JHFA Board Meeting calendar
***PUBLIC MEETING NOTICE VIRTUAL SUBCOMMITTEE WORKSHOP MARCH 4, 2026***
JACKSONVILLE HOUSING FINANCE AUTHORITY VIRTUAL SUBCOMMITTEE WORKSHOP AT 12:00 PM - WEDNESDAY, MARCH 4, 2026
Notice is hereby given that the JACKSONVILLE HOUSING FINANCE AUTHORITY (“JHFA”) will meet on WEDNESDAY, March 4, 2026, at 12:00 PM via Zoom meeting.
Interested persons desiring to attend this workshop can do so via Zoom (including by computer or telephone) using the following access information:
Topic: JHFA Subcommittee Workshop
Time: Mar 4, 2026 12:00 PM Eastern Time
Zoom Meeting Link: https://us02web.zoom.us/j/82554667611?pwd=89SJzgyeeADCacIRUmrKna87amfUcj.1
Meeting ID: 825 5466 7611
Password: 308787
Join by Phone
Dial: 1-305-224-1968 or 1-646-931-3860
Meeting ID: 825 5466 7611
Password: 308787
The subcommittee workshop noticed herein can be accessed via Zoom or in-person at the physical location described below. The purpose of this workshop is for a subcommittee of the Jacksonville Housing Finance Authority to discuss the upcoming NOFA and Application for the selection of a Local Government Area of Opportunity development. The subcommittee will accept input from the public at this workshop virtually and in writing. No decisions will be made at this workshop. A copy of last year's NOFA and Application are available upon request by emailing Mark Hendrickson at mark@thehendricksoncompany.com. Please contact JHFA Administrative Support Staff by telephone at (904) 255-8200 or by email at JHFA@coj.net if you have any questions regarding this notice or if you experience technical difficulties during the meeting.
PHYSICAL LOCATION if unable to attend VIRTUALLY:
Ed Ball Building Conference Room 721
214 N. Hogan Street, 7th Floor Jacksonville, Florida 32202
PUBLIC COMMENT:
Persons attending this workshop will be given an opportunity to provide public comment during the designated public comment period. Interested persons who cannot attend but who wish to submit public comments to be read during the public comment period of the workshop may do so by emailing Mark Hendrickson at mark@thehendricksoncompany.com. All emailed comments must be received no later than 5:00 PM on Tuesday, March 3, 2026.
Pursuant to the American with Disabilities Act, accommodations for persons with disabilities are available upon request. Please allow 1-2 business days notification to
process; last minute requests will be accepted but may not be possible to fulfill. Please contact Disabled Services Division at Division at V (904) 255-5466, TTY (904) 255-5476, or email your request to karat@coj.net.
BOARD DOCUMENTS
Links are provided below for JHFA Agendas, and Minutes. These documents are also made available by emailing jhfa@coj.net, by calling JHFA Administrative Support at 904-255-8225, or by mailing a request to:
Jacksonville Housing Finance Authority c/o Housing and Community Development Division 214 N. Hogan Street, 7th Floor Jacksonville, FL 32202
Click here for Fiscal Year 2025-2026 Agendas and Minutes
PROGRAMS AND SERVICES
Multi-Family Housing Program The JHFA provides financing for qualified multi-family housing developments which meet the goals of the Authority and comply with applicable federal and state law through the issuance of obligations of the Authority, the proceeds of which are loaned to entities participating in the Program, in order to alleviate the shortage of affordable housing available to persons and families in Duval County. Click here for more information on the Multi-Family Housing Program and to view the guidelines.
Single Family Program - Home Sweet Home If you've ever dreamed about home ownership but felt that buying a home was a little beyond your reach, the Jacksonville Housing Finance Authority ("JHFA") may make your dream a reality with their First-Time Homebuyer Program. The Jacksonville Housing Finance Authority's Single-Family Loan Program offers a 30-year, fixed-rate mortgage for first-time homebuyers. The Home Sweet Home Program is a continuously funding program and never "runs out" of money. Click here for more information on the Home Sweet Home Single Family Program.
Mortgage Credit Certificate ("MCC") Program First-time buyers do not buy that house until you determine if you qualify for a MCC offered by the JHFA. The MCC could save you thousands of dollars by reducing the amount of federal income tax you owe. The MCC is not a down-payment assistance, but rather a dollar-for-dollar reduction in your federal tax liability. Click here for more information on the Mortgage Credit Certificate Single Family Program.
ANNUAL REPORTS
Pursuant to the requirements of Section 52.112, Municipal Code, the JHFA submits an annual report to the Jacksonville City Council Finance Committee. The JHFA is reported and audited as a component unit of the City of Jacksonville.
2024 JHFA Annual Report
2023 JHFA Annual Report
2022 JHFA Annual Report
GOALS AND OBJECTIVES
Pursuant to Florida Statutes, each Special District is required to publish annually an evaluation of whether it met its goals and objectives.
FY 24-25
Click here for links to helpful information regarding low-income assisted housing, multi-family development and rehabilitation programs, and other affordable housing resources and programs.
Contact Information: Jacksonville Housing Finance Authority JHFA@coj.net 214 North Hogan Street, 7th Floor Jacksonville, FL., 32202 904-255-8200