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WELCOME

The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") was established pursuant to Chapter 52, Jacksonville Municipal Code in accordance with Section 159, part IV, Florida Statutes. The JFHA exists for the purpose of addressing affordable housing needs in Duval County, Florida by stimulating the construction and rehabilitation of housing through the use of public financing. The JHFA is empowered to alleviate the shortage of affordable residential housing and to provide capital for investment in such facilities for low, moderate to middle income families and persons anywhere within Duval County, Florida through the issuance of its mortgage revenue bonds (subject to legislative approval).
A seven-member board appointed by the Mayor and the City Council governs the JHFA. The JHFA has no taxing authority. The JHFA adheres to the City of Jacksonville's comprehensive Ethics Code. Please visit the City of Jacksonville's Office of Ethics, Compliance, and Oversight webpage for more information regarding ethics in city government. The JHFA has no employees and does not have a defined benefit retirement system. Click here for more information on the JHFA Board of Directors Click here for information on the JHFA Bond Team Click here for the Jacksonville Housing Finance Authority Bylaws Click here to view the Fiscal Year 2022 Budget

PROCUREMENT

RFP 2025-04: RFP specifications for Jacksonville Housing Finance Authority - Professional Services:
TRUSTEE

Open Date: Friday, July 18, 2025
Time: 2:00 p.m.
Place: 14102 Lynn Road, Poplar Bluff, MO 63901
CLICK HERE to view the RFP 2025-03 Jacksonville Housing Finance Authority - Professional Services - Trustee
 

 2025 Notice of Fund Availability and Request for Applications

2025 GAP FINANCING FOR DEVELOPMENTS UTILIZING JHFA BONDS

The Jacksonville Housing Finance Authority (the "Authority" or "JHFA") announces the availability of funds and is requesting applications for the consideration of providing gap financing for qualified multifamily housing developments which meet the goals of the Authority, comply with applicable federal and state law, and are using JHFA bonds.

The Authority will continue to accept applications, which will be reviewed on a first-come, first-evaluated basis. Applications are due no later than 5:00 PM, Eastern Daylight Time, August 25, 2025.

Click here to view NOFA 2025-3 Notice of Fund Availability and Request for Applications. 
Click here to view the Local Government Area of Opportunity Funding Loan application.

2025 Allocation - Local Government Support Loans

The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") announces the availability of funds and is requesting applications for the consideration of providing local government support for qualified multifamily housing developments which meet the goals of the Authority and comply with applicable federal and state law.
The Authority will continue to accept applications, which will be reviewed on a first-come, first-evaluated basis. Applications are due no later than 5:00 PM, Eastern Daylight Time, September 29, 2025.
Click here to view NOFA 2025-2 Notice of Fund Availability and Request for Applications.
Click here to view the Local Government Support Loan application.

2025 Allocation - Local Government Area of Opportunity Funding
The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") announces the availability of funds and is requesting applications for the consideration of providing local government support for qualified multifamily housing developments which meet the goals of the Authority and comply with applicable federal and state law.
The Authority will continue to accept applications, which will be reviewed on a first-come, first-evaluated basis. Applications related to FHFC RFA 2025-202 are due no later than 5:00 PM, Eastern Daylight Time, September 25, 2025.
Click here to view NOFA 2025-1 Notice of Fund Availability and Request for Applications.
Click here to view the Local Government Area of Opportunity Funding Loan application.

CALENDAR

The Jacksonville Housing Finance Authority holds regularly scheduled meetings at noon on the third Wednesday of every month at 214 North Hogan Street, 8th Floor, Jacksonville, FL 32202. The JHFA's fiscal year begins on October 1st and ends on September 30th. All meetings are open and the public is encouraged to attend.
Click here for a webpage list of the 2025 JHFA Board Meeting dates Click here for a printable pdf 2025 JHFA Board Meeting calendar
**MEETING CANCELED**
PUBLIC MEETING NOTICE CANCELATION IN-PERSON BOARD MEETING
JULY 16, 2025.  
Please click here to view the Public Notice 
The next in-person meeting will be held on Wednesday, August 20th. 
BOARD DOCUMENTS
Links are provided below for JHFA Public Meeting Notices, Agendas, and Minutes. These documents are also made available by emailing jhfa@coj.net, by calling JHFA Administrative Support at 904-255-8200, or by mailing a request to:
Jacksonville Housing Finance Authority c/o Housing and Community Development Division 214 N. Hogan Street, 7th Floor Jacksonville, FL 32202
Click here for Fiscal Year 2024-2025 Public Meeting Notices, Agendas, and Minutes
Click here for Fiscal Year 2023-2024 Public Meeting Notices, Agendas, and Minutes

Click here for Fiscal Year 2022-2023 Public Meeting Notices, Agendas, and Minutes
Click here for Fiscal Year 2021-2022 Public Meeting Notices, Agendas, and Minutes
Click here for Fiscal Year 2020-2021 Public Meeting Notices, Agendas, and Minutes
Click here for Fiscal Year 2019-2020 Public Meeting Notices, Agendas, and Minutes
Click here for Fiscal Year 2018-2019 Public Meeting Notices, Agendas, and Minutes

PROGRAMS AND SERVICES

Multi-Family Housing Program The JHFA provides financing for qualified multi-family housing developments which meet the goals of the Authority and comply with applicable federal and state law through the issuance of obligations of the Authority, the proceeds of which are loaned to entities participating in the Program, in order to alleviate the shortage of affordable housing available to persons and families in Duval County. Click here for more information on the Multi-Family Housing Program and to view the guidelines.

Single Family Program - Home Sweet Home If you've ever dreamed about home ownership but felt that buying a home was a little beyond your reach, the Jacksonville Housing Finance Authority ("JHFA") may make your dream a reality with their First-Time Homebuyer Program. The Jacksonville Housing Finance Authority's Single-Family Loan Program offers a 30-year, fixed-rate mortgage for first-time homebuyers. The Home Sweet Home Program is a continuously funding program and never "runs out" of money. Click here for more information on the Home Sweet Home Single Family Program.

Mortgage Credit Certificate ("MCC") Program First-time buyers do not buy that house until you determine if you qualify for a MCC offered by the JHFA. The MCC could save you thousands of dollars by reducing the amount of federal income tax you owe. The MCC is not a down-payment assistance, but rather a dollar-for-dollar reduction in your federal tax liability. Click here for more information on the Mortgage Credit Certificate Single Family Program.

ANNUAL REPORTS

Pursuant to the requirements of Section 52.112, Municipal Code, the JHFA submits an annual report to the Jacksonville City Council Finance Committee. The JHFA is reported and audited as a component unit of the City of Jacksonville.
2023 JHFA Annual Report 2022 JHFA Annual Report 2021 JHFA Annual Report 2020 JHFA Annual Report 2019 JHFA Annual Report 2018 JHFA Annual Report
Click here for links to helpful information regarding low-income assisted housing, multi-family development and rehabilitation programs, and other affordable housing resources and programs.

Contact Information: Jacksonville Housing Finance Authority JHFA@coj.net 214 North Hogan Street, 7th Floor Jacksonville, FL., 32202 904-255-8200